Chantelle Shevels from Grass Roots Finance provides the following advice on what you need to think about.
Using the dealer’s financing options is often appealing because it is a one-stop experience. They will also be keen to do a deal, so you can buy then and there.
However, whilst dealership finance can seem quick and easy, it doesn’t necessarily mean you have the best loan solution.
As a broker, Grass Roots has access to a wider range of lenders and finance options, a key advantage of using a broker well before you start looking is that they have access to many finance options.
Brokers can also arrange pre-approval so when you do find that perfect car, you can pounce knowing you’ve got the funds even before you test drive.
Getting a pre-approved car loan is a good option if you prefer to shop around and want the flexibility to buy new or used from a dealer or a private seller.
The team at Grass Roots Finance can help you with all your car finance needs and ensure you have the right information to make a decision.
Businesses looking to upgrade a single vehicle, or an entire fleet can benefit from the financial experience Chantelle and her team can provide through vehicle and equipment finance or vehicle-buying finance options.
‘‘Vehicle and equipment finance are a type of asset-based finance where a loan is provided to a business, and the asset is used as the underlying security to the loan,’’ Chantelle said.
‘‘We can also help with personal car loans, which are generally secured loans.’’
Grass Roots Finance takes pride in providing a holistic solution to lending and finance.
The Grass Roots Finance team can also assist businesses with cash flow finance and commercial facilities. Its personal finance options include home loans, unsecured loans, and investment loans.
Chantelle founded Grass Roots Finance in 2016, after recognising the need for a business that covered all aspects of lending, including business, equipment and personal, as well as a company that brought a grass roots level approach for their customers.
For more information, call 0427 629 522, email chantelle@grassrootsfinance.com.au or go to www.grassroots.com.au.